Turn savings into a durable retirement income

Rainmaker AI projects whether you are on track and shows what to change if you are not. It models income, longevity, inflation, and market scenarios, then manages the glidepath and withdrawal strategy that turns a portfolio into a reliable retirement paycheck.

Plans are living, not static PDFs. As contributions, markets, and goals change, projections and recommendations update automatically.

What's included

Each capability connects long-term goals to the day-to-day portfolio.

• Income projections – Monte Carlo and deterministic forecasts of retirement income.
• Scenario modeling – Test retirement dates, spending levels, and market conditions.
• Glidepath management – Shift risk automatically as the target date approaches.
• Withdrawal strategy – Sequence draws across accounts for tax efficiency and longevity.
• Social Security and pension integration – Coordinate guaranteed income with the portfolio.
• Goal tracking – See on-track status in plain language, updated continuously.

Use cases

These scenarios show how planning stays connected to the portfolio over decades.

• Pre-retirees – Validate readiness and close gaps before retiring.
• Retirees – Manage sustainable withdrawals through market cycles.
• Advisors – Deliver dynamic, always-current plans at scale.
• Family offices – Plan multi-generational income and wealth transfer.
• Self-directed savers – Get a clear path without a complex spreadsheet.

Built-in controls and oversight

Planning recommendations are transparent, conservative by default, and reviewable.

• Assumption transparency for returns, inflation, and longevity.
• Human-in-the-loop approval for strategy changes.
• Full audit trail of plan revisions and rationale.
• Encryption and role-based access for personal financial data.
• Conservative defaults that you can tune to each situation.